Baccarat is a card game where you have to get a hand with a value as close to nine as possible. You can find this game table at both real land casinos and online casinos Philippines. Don’t get confused if you find this game in the English name and being called as “Punto Banco”, as this is the rendition of Baccarat which was brought to the new world. The name of the game derives from an old Italian word standing for “zero”. The zero had to do with the fact that queens, kings, jacks and tens were all worth zero. Baccarat retained its popularity largely due to its success in the United States, mainly in Nevada. Like in France, it was mostly played by High Rollers and for big wagers.
There are also many variations of this game. Mini Baccarat is the most basic version of the game, and it is highly recommended for beginners because of low table limits and lesser players.
You should know the following terms when playing this game. Here are few of the popular ones to remember
- Banker/banco: This is a bet players can make on the banker’s (dealer) hands. The payout odds for this bet are 1:1 deducting the banker’s commission.
- Coup: The name of a Baccarat round. In French, one of its translations is “blow” or “strike”.
- Dealer/Banker: Is the person who deals the cards and on whose hand the player can make a Banker bet. Also known as banco.
- Mini Baccarat:The most popular form of online baccarat mainly due to the reason that it usually has lower limits because the banker draws all the cards.
- Natural: The situation where a player’s first two cards are valued either eight or nine, resulting in him winning the coup, unless the banker has a natural as well.
- Player/punto: Similar to the Banker bet, in Player players bet on the player’s hand – the payout odds are 1:1 and the house advantage is just over 1 percent.
- Run: Secondary bet which can be made on sequential winning hands, be they the banker’s, the player’s, or a tie.
- Standoff: The situation when both the player and the banker have cards of the same value.
- Tie: A rarely used bet on either a standoff or tie between the dealer and player. The payout odds are great standing at 8:1, but it the house advantage is almost 15%.
Rules of the Game
Baccarat can be played with up to 14 players attending at one table. Card-wise, all numbered cards are considered face value, Ace has a value of one and Jack, Queen, King and ten are all bearing a value of zero. A Baccarat coup (round) commences with all players wagering on a player of choice which they think will receive the highest hand. They can wager in three different ways: player, dealer or tie.
Then the banker deals the players and himself two cards; the dealing of the cards stops if any player receives two cards with a value totaling at eight or nine – this is a “natural” and that player wins. In case the total value of both cards exceeds nine, the second digit is the only one that is counted. Like in Craps and Poker, the banker’s “shoe” rotates clockwise but unlike these games, the shoe ceases to move in case the banker wins the hand.
The rules in Mini Baccarat are similar, although there, things are done in a quicker manner, making slight adjustments to the odds. It is common for bankers to use a six-deck shoe in Mini Baccarat, as opposed to the traditional eight deck in standard Baccarat.
Baccarat is a very simple game, mainly because players are offered only two practical options consisting of betting on the banker’s hand or the player’s hand. Like in every gambling game, always be aware of your bankroll and set a maximum which you by any means will not exceed.
With the house advantage in Baccarat your chances of losing are somewhat larger than your chances of winning, but don’t let that deter yourself from the game as long as you maintain a maximum bankroll, set limits and play wisely. Mathematical players looking for advanced strategies, in which they can employ their mathematical skills, can perhaps find these in older renditions of the game such as Chemin de Fer at real land casinos.
Seven Best Tips for Filipinos to play Baccarat with Peso at online casinos
1. You should play the Banker Bet
The odds of winning on the banker bet are approximately 50% – that’s what makes this the preferred bet among players. Also note that the casino always takes a commission on bets, valued at approximately 5%. For many reasons, Baccarat players tend to stick with banker bets and advise new players to continue playing these bets as long as they are winning. But every banker bet has a house edge and that ultimately works against the player.
2. Wait for next round if you lose on a Banker Bet
If the player bet wins and you wagered on a banker bet, you need to wait for the next round out. If a tie bet results, neither the player bet nor the banker bet will lose.
3. Avoid the Tie Bet at all costs
Baccarat experts recommend avoiding this bet. Because the house edge on player bets and banker bets is low, but the house edge on tie bets is high. Believe it or not, the house edge on tie bets is approximately 14.4%. That means you’re likely to lose Peso 14.40 of every Peso 100 that you wager in the long-term.
4. Play Mini Baccarat games but be careful
Mini Baccarat is not the same as traditional Baccarat. There are 2 versions of Baccarat; in one of the games, there is a dealer present and the dealer is responsible for the cards being dealt, not the players. The problem with the more casual version of the game is that many more hands can be played per hour with Mini Baccarat, resulting in bigger losses per unit of time. As always, the golden rule of Baccarat betting is a stick to banker bets. Keep making banker bets until it loses. Also beginners should stick to Mini Baccarat; the table limits are lower and usually there are less players playing, these two conditions can help new players greatly in integrating themselves in the game.
5. Tie Bets should be ignored
Any Baccarat player worth his salt will tell you that tie bets should be ignored at all times. For example, if the results of the last 5 hands are player, banker, banker, banker, tie, ignore the tie bet completely. Resume with banker bets post haste. Because tie bet results don’t matter unless you bet on them.
6. Always stick to your Bank roll
You need to stick to your bankroll on any game of chance and Baccarat as well. Set aside an amount you wish to gamble upon then whether you lose or win always stick to that and don’t spent more than that amount. Nobody has an unlimited bankroll, and that’s why bankroll management is your most important consideration. Your bankroll is your strategic resource.
7. Try the game at different online casinos
Always check different casinos for their offering of Baccarat. While the house advantage is not likely to change, things like promotions, bonuses and beginner tournaments for Baccarat could go a long way in aiding you. Also, commissions differ from casino to casino, while some will take 5%, others can go down to 3%.
Finally remember that Baccarat is a game of chance and you need to practice to become perfect. Most online casinos offer free play versions for Baccarat so that you can understand the game before you bet with real Peso.